Financial Solutions & Guidance

Avare Financial(TM) coaching provides consulting and planning that protects you from financial blind-spots.  

Joel achieved the Chartered Financial Analyst designation (CFA), the most rigorous credential in finance.  Avare Financial focuses on the human side of finance by explaining the 'why' and 'how' behind investing, which comes from decades of experience.  Combining high-touch service with disciplined project management makes sophisticated financial concepts accessible and actionable.  For those seeking analytical depth, Joel’s approach turns complex wealth optimization into a clear path for your long-term goals.

SERVICES

Financial coaching

Student loan debt

Asset allocation

Portfolio optimization

Consulting

Business loans

Speaking engagements

_____

I traded the boardroom to help high-achieving individuals and retirees apply institutional-grade discipline to their personal balance sheet. Whether you are navigating a complex career transition, retirement planning, or seek to eliminate volatility in your financial life then you have an objective lens not found elsewhere.  Avare brings the same risk-management rigor used for Fortune 500 pension funds to your home.  Our shared goal is to help you master money challenges and biases.

You hire decades of market experience for your personal strategist-coach-partner with no conflict of interest.  Following a career managing fortune 500 company portfolios I found my calling to help bridge the gap between ‘having money’ and ‘having a plan’.  Avare Financial does not track your spending – we engineer your freedom.

Visit Uncle IRA on Substack for investment newsletters - Uncle IRA is an Avare Financial company.  

INVESTMENT TOOLS

Uncle IRA.substack.com

Sofi.com/student-loan-calculator

Navyfederal.org/loans-cards/auto-loans

Bankrate.com/credit-cards

Bogleheads.org